Regulatory Compliance Services

There is no denying or downplaying the tremendous increase in regulatory requirements in the recent past. Given this trend, it is likely that regulatory compliance will continue to be a burden on both small and large financial institutions. Our partners and staff take part in regular training, which allows TWHC to remain on the cutting edge of regulatory changes. Our participation in training and professional activities enables us to keep our clients informed as changes occur.

Our team can help you posture your institution so that you maximize compliance and still retain efficiencies. Regulatory agencies are becoming more aggressive with issuing fines and taking other actions to ensure that financial institutions comply with the regulations. Our reports are designed to uncover potential weakness in your compliance program so that you can correct the issues proactively, ultimately protecting your position as it relates to various compliance requirements.

We would be pleased to discuss your specific compliance situation at your convenience.

Enterprise Risk Management (ERM)

As with many compliance models and approaches, most ERM models are big, complex and costly. We have developed a straightforward, understandable approach to ERM. Our approach utilizes the COSO ERM framework. This framework provides guidance on how to develop a disciplined and sustainable risk management process that is easily integrated with existing risk and/or control processes already in place. We take a strategic view of ERM from management's perspective with a primary objective of better understanding and isolating risks. We have extensive experience in translating the COSO framework for internal controls into a practical and sustainable process. We apply our in-depth knowledge of financial institution operations to develop our approach to ERM.